52 Ways to Hazard-Proof Your Finances

July 26, 2024

The consequences of climate change are substantial and escalating due to the
increased frequency and severity of weather events, rising sea levels, and higher temperatures (U.S. Department of the Treasury, 2023). The Fifth National Climate Assessment (USGCRP, 2023) reports an increase in the severity, extent, and frequency of multiple types of extreme events including heat waves, droughts, large rainfalls
causing flood risks, hurricanes, and wildfires.

This document offers 52 financial management strategies to implement or habits to develop that individuals and families can take to increase financial resilience and reduce potential financial burdens caused by climate change and extreme weather events. The suggestions are organized into the following categories: personal finance, insurance, clothing, food, housing, tax credits, transportation, preparedness, and becoming a professional.